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4 questions every property buyer should ask their real estate agent

If you are buying a new home or investment, chances are you will be attending a lot of open houses and meeting a lot of real estate agents. Finding the right property involves time and research, soRead more

Behind the curtain: what drives RBA decision making?

The RBA’s decision to hold on interest rates gives us time to take a deeper look at what is going on. After all, there could be further cuts. What drives the decision making? What could send ratesRead more

7 ways to minimise debt in preparation for a mortgage

While you don’t need to be debt-free to secure a mortgage, you do need to demonstrate that you’re responsible with your finances. This means steadily paying down existing debt and savingRead more

Four must-haves for your next property inspection

You’re walking down the street when you see it – the perfect house. It’s charming, quaint and, okay, maybe a bit small, but you’re sure you could extend it later. But before you sign on theRead more

10 renovation ideas that can increase your home’s value

Taking care of basic maintenance tasks before you sell your home is a no-brainer, but a quick and not-too-costly renovation can add a lot of appeal for potential buyers, and may boost the final saleRead more

Understanding which home loan features are right for you

Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and even different attitudes to money. A common trap some home-owners fallRead more

Refinancing could save you thousands – and give you greater flexibility

What is refinancing? Refinancing is the process of replacing an existing loan with a new one. When it comes to home loans, it means your existing home loan is paid off and replaced with a new one.Read more

Money-saving SOS: Effective tips to help land that home loan

Looking to enter the property market and worried about how you’re going to secure your first home loan? It’s time to start making your money work for you so you can land that loan. Qualifying foRead more

Easy ways to brighten up your home

Most people want their home to be light, bright and airy, but sometimes the stars just don’t align and you can end up with rooms that are unavoidably dark – low on windows or facing away from theRead more

To offset or not to offset

Is having an offset account really worth it? The answer is, it COULD be. There are a number of things you need to be aware of when it comes to offset accounts. Basically an offset account means thatRead more

Five simple ways to declutter your home

Love it, use it or lose it. 1. Form and Function: Is it broken or damaged? If it mattered, wouldn’t you have fixed it by now? Get rid of it! 2. The two-year rule: You say you haveRead more

5 top online homeware stores

When it’s time to deck out your new home, make sure your laptop’s fully charged and you’re ready for some high-powered online shopping. You could bag a bargain, and maybe even get some designRead more

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Caroline Lima ABN 46 646 197 463 is a Credit Representative (490752) of Kingston Capital Services Australia Pty Ltd ACN 612 569 794 (Australian Credit Licence 495606).

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