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The art of the possible: how to pay off your mortgage sooner

The art of the possible: how to pay off your mortgage sooner

October 4th 2021 It’s a simple equation. Paying down your mortgage sooner can save you thousands of dollars in interest in the long run. Here are some ways to make the most of every dollar while paying off your Read more

Understanding which home loan features are right for you

Understanding which home loan features are right for you

April 12th 2021 Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and even different attitudes to money. A common trap some home-owners fall Read more

Behind the curtain: what drives RBA decision making?

Behind the curtain: what drives RBA decision making?

November 4th 2019 The RBA’s decision to hold on interest rates gives us time to take a deeper look at what is going on. After all, there could be further cuts. What drives the decision making? What could send rates Read more

Refinancing could save you thousands – and give you greater flexibility

Refinancing could save you thousands – and give you greater flexibility

August 9th 2019 What is refinancing? Refinancing is the process of replacing an existing loan with a new one. When it comes to home loans, it means your existing home loan is paid off and replaced with a new one. Read more

To offset or not to offset

To offset or not to offset

July 9th 2019 Is having an offset account really worth it? The answer is, it COULD be. There are a number of things you need to be aware of when it comes to offset accounts. Basically an offset account means that Read more

Smart tips for paying off your home loan sooner

Smart tips for paying off your home loan sooner

May 9th 2019 Wondering how to pay off your home loan sooner? We look at some things you could do. Australian home loan interest rates remain at historic lows, and the opportunities for paying off a mortgage Read more

Refinancing: what you need to know

Refinancing: what you need to know

February 4th 2019 Confused about the ins and outs of mortgage refinancing? There are two key considerations when you’re looking at taking the step – why and how. Here, we examine both. A home loan is generally a Read more

Borrowing money for renovations: What you need to know

Borrowing money for renovations: What you need to know

January 21st 2019 You’ve been dreaming of that new kitchen and dining room for as long as you can remember, and now the time has come to put your plans in motion. But do you really have the budget to afford the work Read more

Fixed, variable, split – find the right fit for you

Fixed, variable, split – find the right fit for you

January 14th 2019 In Australia, there are a number of ways to structure your home loan repayments. Finding the best option may save you time and money on your mortgage. Here is some information to help you choose the Read more

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Caroline Lima (CRN 490752) and Embrace Financing Pty Ltd ACN 659 453 988 (CRN 542273) are Credit Representatives of National Lending Group Pty Ltd ABN 43 152 947 852 (Australian Credit Licence 412778)

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